Reviewing Chase Sapphire Preferred vs Chase Freedom Card, Which One Is Worth It?

For traveling Chase Sapphire Preferred vs Chase Freedom Card, the Chase Sapphire Preferred can be readily a superior card into the Chase Freedom however, the 2 cards offer various perks that, based upon your objectives, may make the other better suited to you personally.

Also, both of these Chase Sapphire Preferred vs Chase Freedom cards compliment one another very well and are among the greatest duos out there there for traveling rewards when combined together. Here is a contrast of both cards with a focus on the way the two cards can allow you to reach more when traveling.

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Sign up Bonus

The Normal bonus to get the Chase Sapphire Preferred will be Around 40K to 50K, using an extra 5 k for adding an authorized user. To be able to qualify for the bonus, you have to invest between $3K-$4K within the first few weeks of having the own card, based on the deal you become.

The Freedom bonus will be a lot less lucrative. The best deal That you can ever find is that a 30K + 5-k deal however it would appear that the bonuses appear to normally be approximately 10-20K for about $500 spend in the initial 3 months. Keep in mind these Freedom offers are promoted in dollars because the points can only be redeemed as cashback without Chase Sapphire Preferred.

Transfer Partners

Chase Sapphire Preferred vs Chase Freedom Card is you can’t move the Ultimate Rewards (UR) earned with your freedom to any of those UR traveling spouses. It’s somewhat confusing but the UR points earned to the Chase Sapphire Preferred (or the Ink+) are considered premier and can be transferred 1:1 to any traveling partner. However, UR points earned on cards just like the Freedom or Ink Cash can only be redeemed for cashback. This really is a really crucial difference if you’re wanting to take advantage of travel perks as it essentially leaves the Freedom futile as a travel card in terms of transport skill.

However, you can transfer UR points earned on your Freedom Card for your Chase Sapphire Preferred accounts. Ergo, the Freedom is really a superb companion to possess with the Chase Sapphire Preferred, specially once you think about the bonus point potential as shown below.

Bonus paying Chase Sapphire Preferred vs Chase Freedom

Both cards earn 1X points on most of spending out of bonus Categories however they have different bonus earning rates.

Chase Freedom

In case you don’t understand what 5X implies, it implies you get 5X The points per dollar spent (i.e, 5 percent cashback ) on certain types each quarter up to a maximum amount of dollars spent ($1,500). The categories usually fold are:

  • Dining
  • Movies, Groceries
  • Amazon

Thus, each quarter you can earn up to 7,500 points predicated Purely on incentive categories. This is 1 thing that some folks find annoying about Freedom, you need to manually activate the bonus categories each quarter. it’s a bit of a”first world” problem but it would be nice if Chase didn’t make you do so.

To activate your incentive classes all you have to do is go To this Chase page and type on your card info and zipcode and you should find a way to trigger your bonus category approximately a couple of weeks prior to the category kicking in. You can also sign up to get SMS reminders . In the long run, it’s not a big deal to have to trigger your incentive categories but it really is some thing to be aware of.

Chase Sapphire Preferred

The Chase Sapphire Preferred doesn’t boast the 5x bonus Earning categories but it can get the following:

  • 2X on Travel
  • 2X on Dining

Apparently, the bonus categories on the cards disagree but Again, you have to reiterate that getting both of these cards is best. The way that you look at it’s that the Chase Sapphire Preferred with the Freedom (which has no yearly fee) acts like a single card that provides 2X diningtable, 2X travel (3X at UR travel portal), and 5X in rotating kinds of gas, dining, Amazon, etc.. That is a pretty awesome combination plus it might become even better with the Ink.

Foreign Transaction Fees

The Chase Sapphire Preferred has no overseas transaction fees Which though is getting more standard in rewards cards, it still really wonderful to have and can add up in savings over time. The Freedom, on the other hand, features a 3% foreign transaction fee.

One of the best advantages of this Chase Sapphire Preferred is That if you call the number on the back of your card, then you are always greeted within seconds by a live operator. The Freedom has got the customer service that’s standard with Chase and while at my experience it’s not dreadful, but it is perhaps not exactly the same as the Chase Sapphire Preferred.

Annual Fee

Chase Freedom

  • Furthermore, the Freedom Features a 0% Intro APR for the first 15 months.

Chase Sapphire Preferred

  • Usually waived first 12 months, $95 after.

Free cards, and it can be Challenging to find cards with. No yearly fee, particularly cards which are really worth using for. The Freedom is unquestionably among those fee-free cards which need on keeping open forever.

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Appearance Chase Sapphire Preferred vs Chase Freedom

The Chase Freedom card isn’t an awful card whatsoever it is only Not actually anything special. And Needless to Say, that the Chase Sapphire Preferred is really on A flat by itself with its metal material and sophisticated appearance and appeal. It is always interesting to get remarks on your charge card along with something simply feels Good about paying with metal. Before You start getting into Centurion card Land or alternative ultra-elite cards, the more Chase Sapphire Preferred is most likely One of the better looking cards out there.

As the Chase Sapphire Preferred Card is metal, but pointed out it can collect streaks or scrapes which Are a little more noticeable than that which normally happen on a plastic card. That can be Still another reason why having both the Chase Sapphire Preferred and the Freedom Will be convenient. You can decide to use your Freedom in non-bonus spending like Your everyday trips to walmart or even CVS. You can still transfer the UR points to Your Sapphire and in the interim, you can preserve your Chase Sapphire Preferred so that it remains as pristine as possible.